Intelligent RAG Assistant
Welcome to SBA Expert. I have active MCP tools ready for document analysis. You can upload insurance certificates or loan files for instant structured extraction, or ask any SOP question and I will cite the exact paragraph.
Supporting Tools
Precision Workbench
SBA Deferral Toolkit
SBA Deferral Calculator
Loan Balance
$500,000
Interest Rate
8.50%
Deferral Months
6 Months
Remaining Term
120 Months
Accrued Interest
$0.00
Normal Payment
$0.00
New Peak Payment
$0.00
Deferral "Catch-Up" Strategy
Adjust how the accrued interest is recovered over the remaining life of the loan. SBA guidelines typically require re-amortization over the remaining term.
Payment Increase
+0.00%
This reflects the monthly impact of the capitalized interest spread over the remaining term.